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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,996 | $135,956-34.5% | $123,894-28.2% | $273,972-67.5% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 7.67% | 56.63%-49.0pp | 47.52%-39.8pp | 41.46%-33.8pp |
| Employer contribution / active EE | $2,454 | $5,170-52.5% | $4,617-46.9% | $4,869-49.6% |
| Participant deferral / active EE | $5,267 | $6,343-17.0% | $5,984-12.0% | $5,287-0.4% |
| Admin fee / account holder | $908 | $9,817-90.7% | $8,357-89.1% | $10,133-91.0% |