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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,440 | $140,578+2.0% | $100,671+42.5% | $125,389+14.4% |
| Participation rate | 87.5% | 80.4%+7.1pp | 70.7%+16.8pp | 83.2%+4.3pp |
| Annual return | -0.65% | 24.67%-25.3pp | 20.43%-21.1pp | 282.24%-282.9pp |
| Employer contribution / active EE | $8,043 | $5,965+34.8% | $4,012+100.5% | $4,866+65.3% |
| Participant deferral / active EE | $5,278 | $3,981+32.6% | $3,144+67.9% | $5,352-1.4% |
| Admin fee / account holder | $2,707 | $6,716-59.7% | $4,850-44.2% | $9,541-71.6% |