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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,857 | $153,311+25.8% | $109,313+76.4% | $273,972-29.6% |
| Participation rate | 80.0% | 80.1%-0.1pp | 71.3%+8.7pp | 83.0%-3.0pp |
| Annual return | 7.19% | 29.86%-22.7pp | 22.07%-14.9pp | 41.46%-34.3pp |
| Employer contribution / active EE | $11,956 | $5,619+112.8% | $3,892+207.2% | $4,869+145.6% |
| Participant deferral / active EE | $8,965 | $3,932+128.0% | $3,166+183.1% | $5,287+69.6% |
| Admin fee / account holder | $12,442 | $8,076+54.1% | $5,666+119.6% | $10,133+22.8% |