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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,003 | $160,040-21.3% | $147,096-14.3% | $145,877-13.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.29% | 98.49%-82.2pp | 419.75%-403.5pp | 551.28%-535.0pp |
| Employer contribution / active EE | $11,776 | $5,289+122.6% | $4,936+138.6% | $4,663+152.5% |
| Participant deferral / active EE | $14,425 | $8,429+71.1% | $8,071+78.7% | $6,691+115.6% |
| Admin fee / account holder | $573 | $15,050-96.2% | $13,005-95.6% | $13,402-95.7% |