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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,177 | $148,623-18.5% | $135,974-10.9% | $139,466-13.1% |
| Participation rate | 76.9% | 83.9%-6.9pp | 81.9%-5.0pp | 80.3%-3.4pp |
| Annual return | 17.83% | 79.30%-61.5pp | 68.30%-50.5pp | 373.66%-355.8pp |
| Employer contribution / active EE | $4,524 | $5,246-13.8% | $4,859-6.9% | $4,754-4.8% |
| Participant deferral / active EE | $12,301 | $8,103+51.8% | $7,760+58.5% | $6,712+83.3% |
| Admin fee / account holder | $967 | $12,406-92.2% | $10,767-91.0% | $11,409-91.5% |