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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,227 | $138,102-37.6% | $125,381-31.2% | $134,532-35.9% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -5.23% | 750.73%-756.0pp | 572.31%-577.5pp | 418.27%-423.5pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $10,160 | $7,801+30.2% | $7,448+36.4% | $6,401+58.7% |
| Admin fee / account holder | $530 | $11,568-95.4% | $10,007-94.7% | $11,429-95.4% |