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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,445 | $162,136+8.2% | $152,301+15.2% | $154,746+13.4% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 14.32% | 91.02%-76.7pp | 80.50%-66.2pp | 172.34%-158.0pp |
| Employer contribution / active EE | $6,951 | $4,890+42.1% | $4,624+50.3% | $4,379+58.7% |
| Participant deferral / active EE | $17,942 | $8,341+115.1% | $8,004+124.2% | $6,730+166.6% |
| Admin fee / account holder | $1,028 | $15,759-93.5% | $14,398-92.9% | $14,365-92.8% |