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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,445 | $154,228+13.8% | $145,433+20.6% | $137,256+27.8% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 14.32% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.0pp |
| Employer contribution / active EE | $6,951 | $4,804+44.7% | $4,554+52.6% | $4,156+67.3% |
| Participant deferral / active EE | $17,942 | $8,216+118.4% | $7,897+127.2% | $6,407+180.0% |
| Admin fee / account holder | $1,028 | $14,344-92.8% | $13,129-92.2% | $12,270-91.6% |