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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,827 | $88,754+54.2% | $81,820+67.2% | $145,877-6.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 19.21% | 1031.77%-1012.6pp | 777.93%-758.7pp | 551.28%-532.1pp |
| Employer contribution / active EE | $2,679 | $3,085-13.2% | $2,915-8.1% | $4,663-42.5% |
| Participant deferral / active EE | $6,815 | $4,648+46.6% | $4,323+57.7% | $6,691+1.9% |
| Admin fee / account holder | $2,752 | $8,424-67.3% | $7,391-62.8% | $13,402-79.5% |