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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,116 | $100,895-64.2% | $90,430-60.1% | $158,950-77.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 24.89% | 1725.54%-1700.7pp | 1293.73%-1268.8pp | 302.91%-278.0pp |
| Employer contribution / active EE | $1,937 | $3,689-47.5% | $3,262-40.6% | $4,762-59.3% |
| Participant deferral / active EE | $4,435 | $4,347+2.0% | $3,963+11.9% | $5,983-25.9% |
| Admin fee / account holder | $848 | $6,505-87.0% | $5,613-84.9% | $11,248-92.5% |