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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,699 | $95,915-22.1% | $79,580-6.1% | $134,532-44.5% |
| Participation rate | 60.0% | 75.0%-15.0pp | 69.5%-9.5pp | 81.2%-21.2pp |
| Annual return | -17.76% | -2.71%-15.0pp | 0.15%-17.9pp | 418.27%-436.0pp |
| Employer contribution / active EE | $1,070 | $3,129-65.8% | $2,413-55.7% | $4,741-77.4% |
| Participant deferral / active EE | $10,875 | $4,693+131.7% | $3,985+172.9% | $6,401+69.9% |
| Admin fee / account holder | $277 | $9,132-97.0% | $6,835-95.9% | $11,429-97.6% |