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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,146 | $112,935-55.6% | $90,970-44.9% | $158,966-68.5% |
| Participation rate | 60.0% | 74.7%-14.7pp | 69.0%-9.0pp | 82.0%-22.0pp |
| Annual return | 16.39% | 215.79%-199.4pp | 134.58%-118.2pp | 302.95%-286.6pp |
| Employer contribution / active EE | $877 | $2,895-69.7% | $2,122-58.7% | $4,762-81.6% |
| Participant deferral / active EE | $3,512 | $4,129-14.9% | $3,373+4.1% | $5,983-41.3% |
| Admin fee / account holder | $177 | $8,045-97.8% | $5,960-97.0% | $11,250-98.4% |