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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,800 | $106,918-65.6% | $84,021-56.2% | $152,897-75.9% |
| Participation rate | 42.9% | 75.2%-32.4pp | 69.0%-26.2pp | 82.5%-39.6pp |
| Annual return | 24.58% | 105.01%-80.4pp | 71.32%-46.7pp | 345.43%-320.8pp |
| Employer contribution / active EE | $948 | $2,735-65.3% | $1,984-52.2% | $4,764-80.1% |
| Participant deferral / active EE | $6,442 | $4,012+60.6% | $3,239+98.9% | $5,851+10.1% |
| Admin fee / account holder | $92 | $8,288-98.9% | $6,102-98.5% | $11,599-99.2% |