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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,462 | $209,422+82.1% | $178,503+113.7% | $158,982+139.9% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 16.13% | 188.81%-172.7pp | 151.12%-135.0pp | 302.99%-286.9pp |
| Employer contribution / active EE | $8,491 | $5,707+48.8% | $5,011+69.4% | $4,763+78.3% |
| Participant deferral / active EE | $5,884 | $5,955-1.2% | $5,202+13.1% | $5,983-1.7% |
| Admin fee / account holder | $2,370 | $17,079-86.1% | $13,987-83.1% | $11,252-78.9% |