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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,019 | $175,259+64.9% | $149,723+93.0% | $139,487+107.2% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 11.84% | 166.82%-155.0pp | 134.50%-122.7pp | 373.84%-362.0pp |
| Employer contribution / active EE | $8,711 | $5,478+59.0% | $4,821+80.7% | $4,755+83.2% |
| Participant deferral / active EE | $5,234 | $6,522-19.7% | $5,682-7.9% | $6,713-22.0% |
| Admin fee / account holder | $9,301 | $16,158-42.4% | $13,215-29.6% | $11,407-18.5% |