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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,976 | $148,623+16.4% | $135,974+27.2% | $139,466+24.0% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 18.51% | 79.30%-60.8pp | 68.30%-49.8pp | 373.66%-355.1pp |
| Employer contribution / active EE | $8,170 | $5,246+55.7% | $4,859+68.1% | $4,754+71.9% |
| Participant deferral / active EE | $10,811 | $8,103+33.4% | $7,760+39.3% | $6,712+61.1% |
| Admin fee / account holder | $1,850 | $12,406-85.1% | $10,767-82.8% | $11,409-83.8% |