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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,528 | $138,114-4.8% | $125,391+4.9% | $134,545-2.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.46% | 750.88%-770.3pp | 572.41%-591.9pp | 418.37%-437.8pp |
| Employer contribution / active EE | $7,765 | $5,246+48.0% | $4,816+61.2% | $4,742+63.8% |
| Participant deferral / active EE | $9,546 | $7,801+22.4% | $7,448+28.2% | $6,401+49.1% |
| Admin fee / account holder | $11,888 | $11,570+2.7% | $10,009+18.8% | $11,431+4.0% |