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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,287 | $165,399-7.3% | $149,745+2.4% | $158,982-3.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.12% | 348.34%-329.2pp | 276.72%-257.6pp | 302.99%-283.9pp |
| Employer contribution / active EE | $7,407 | $5,105+45.1% | $4,646+59.4% | $4,763+55.5% |
| Participant deferral / active EE | $9,650 | $7,183+34.3% | $6,843+41.0% | $5,983+61.3% |
| Admin fee / account holder | $2,165 | $10,811-80.0% | $9,312-76.7% | $11,252-80.8% |