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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,152 | $51,638-33.9% | $68,368-50.0% | $82,448-58.6% |
| Participation rate | 97.7% | 63.6%+34.1pp | 73.8%+24.0pp | 68.1%+29.7pp |
| Annual return | 17.76% | 37.53%-19.8pp | 292.57%-274.8pp | 41.64%-23.9pp |
| Employer contribution / active EE | $2,014 | $2,047-1.6% | $2,649-24.0% | $2,551-21.1% |
| Participant deferral / active EE | $3,665 | $2,914+25.8% | $4,123-11.1% | $4,139-11.5% |
| Admin fee / account holder | $473 | $4,643-89.8% | $5,150-90.8% | $7,234-93.5% |