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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,619 | $185,312-55.4% | $161,489-48.8% | $154,746-46.6% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 7.08% | 103.84%-96.8pp | 89.72%-82.6pp | 172.34%-165.3pp |
| Employer contribution / active EE | $2,786 | $4,769-41.6% | $4,268-34.7% | $4,379-36.4% |
| Participant deferral / active EE | $4,844 | $6,350-23.7% | $5,630-14.0% | $6,730-28.0% |
| Admin fee / account holder | $33,681 | $18,654+80.5% | $16,006+110.4% | $14,365+134.5% |