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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,619 | $172,111-52.0% | $150,298-45.0% | $137,256-39.8% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 7.08% | 69.37%-62.3pp | 62.79%-55.7pp | 220.34%-213.3pp |
| Employer contribution / active EE | $2,786 | $4,636-39.9% | $4,154-32.9% | $4,156-33.0% |
| Participant deferral / active EE | $4,844 | $6,166-21.4% | $5,453-11.2% | $6,407-24.4% |
| Admin fee / account holder | $33,681 | $16,471+104.5% | $14,116+138.6% | $12,270+174.5% |