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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,443 | $52,911+16.1% | $73,309-16.2% | $59,633+3.0% |
| Participation rate | 95.6% | 68.2%+27.3pp | 74.9%+20.6pp | 68.7%+26.9pp |
| Annual return | -2.71% | 12.20%-14.9pp | 5.67%-8.4pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $0 | $1,909-100.0% | $3,237-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,644 | $4,069+38.7% | $4,991+13.1% | $3,192+76.8% |
| Admin fee / account holder | $2,167 | $3,835-43.5% | $5,635-61.5% | $4,297-49.6% |