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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,355 | $70,486+48.1% | $100,535+3.8% | $79,856+30.7% |
| Participation rate | 85.7% | 73.6%+12.1pp | 79.4%+6.3pp | 69.6%+16.1pp |
| Annual return | 17.31% | 21.90%-4.6pp | 30.90%-13.6pp | 31.71%-14.4pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,310 | $5,182+21.8% | $6,271+0.6% | $3,741+68.7% |
| Admin fee / account holder | $8,345 | $4,480+86.3% | $8,085+3.2% | $5,306+57.3% |