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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,660 | $98,776+38.4% | $149,745-8.7% | $79,856+71.1% |
| Participation rate | 51.6% | 75.8%-24.2pp | 82.5%-30.9pp | 69.6%-18.0pp |
| Annual return | 32.13% | 27.38%+4.8pp | 276.72%-244.6pp | 31.71%+0.4pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,617 | $5,681+16.5% | $6,843-3.3% | $3,741+76.9% |
| Admin fee / account holder | $935 | $6,053-84.5% | $9,312-90.0% | $5,306-82.4% |