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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,930 | $82,678-26.3% | $125,391-51.4% | $68,490-11.0% |
| Participation rate | 49.2% | 75.1%-25.8pp | 82.4%-33.2pp | 67.9%-18.7pp |
| Annual return | -16.39% | -5.97%-10.4pp | 572.41%-588.8pp | -7.85%-8.5pp |
| Employer contribution / active EE | $1,222 | $3,382-63.9% | $4,816-74.6% | $2,597-52.9% |
| Participant deferral / active EE | $2,596 | $6,111-57.5% | $7,448-65.1% | $4,028-35.5% |
| Admin fee / account holder | $521 | $6,277-91.7% | $10,009-94.8% | $5,403-90.3% |