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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,465 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,972 | $50,385-16.7% | $75,501-44.4% | $62,293-32.6% |
| Participation rate | 84.5% | 67.7%+16.8pp | 72.4%+12.1pp | 69.5%+15.0pp |
| Annual return | 16.26% | 19.90%-3.6pp | 27.35%-11.1pp | 28.90%-12.6pp |
| Employer contribution / active EE | $1,076 | $1,537-30.0% | $2,352-54.3% | $2,042-47.3% |
| Participant deferral / active EE | $2,433 | $2,445-0.5% | $3,142-22.6% | $3,169-23.2% |
| Admin fee / account holder | $54 | $384-86.1% | $5,801-99.1% | $479-88.8% |