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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,740 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,788 | $43,550+30.4% | $63,244-10.2% | $52,331+8.5% |
| Participation rate | 31.7% | 65.7%-34.0pp | 71.0%-39.4pp | 68.1%-36.4pp |
| Annual return | 1.01% | 2.03%-1.0pp | -70.31%+71.3pp | 4.54%-3.5pp |
| Employer contribution / active EE | $561 | $1,351-58.5% | $2,322-75.8% | $1,882-70.2% |
| Participant deferral / active EE | $1,160 | $2,254-48.5% | $2,953-60.7% | $3,022-61.6% |
| Admin fee / account holder | $61 | $387-84.2% | $5,893-99.0% | $592-89.6% |