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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,481 | $72,269-20.5% | $101,271-43.2% | $79,852-28.0% |
| Participation rate | 73.0% | 68.5%+4.5pp | 75.8%-2.8pp | 69.6%+3.3pp |
| Annual return | 23.17% | 22.29%+0.9pp | 46.48%-23.3pp | 31.72%-8.6pp |
| Employer contribution / active EE | $16,021 | $2,692+495.2% | $3,660+337.7% | $2,471+548.3% |
| Participant deferral / active EE | $2,134 | $3,282-35.0% | $4,371-51.2% | $3,740-42.9% |
| Admin fee / account holder | $1,009 | $4,401-77.1% | $5,948-83.0% | $5,306-81.0% |