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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,293 | $57,352-66.4% | $83,831-77.0% | $64,173-69.9% |
| Participation rate | 77.4% | 68.6%+8.8pp | 76.1%+1.3pp | 69.6%+7.8pp |
| Annual return | 0.00% | 11.38%-11.4pp | 850.99%-851.0pp | 7.63%-7.6pp |
| Employer contribution / active EE | $17,731 | $2,546+596.6% | $3,631+388.3% | $2,381+644.7% |
| Participant deferral / active EE | $1,833 | $2,993-38.7% | $4,082-55.1% | $3,470-47.2% |
| Admin fee / account holder | $995 | $4,046-75.4% | $5,479-81.8% | $4,887-79.6% |