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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,160,682 | $198,457+484.9% | $170,435+581.0% | $147,586+686.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 27.20% | 257.30%-230.1pp | 205.94%-178.7pp | 578.59%-551.4pp |
| Employer contribution / active EE | $13,948 | $6,183+125.6% | $5,432+156.8% | $4,876+186.0% |
| Participant deferral / active EE | $9,600 | $5,629+70.5% | $4,939+94.4% | $5,439+76.5% |
| Admin fee / account holder | $66,683 | $16,852+295.7% | $13,881+380.4% | $10,886+512.6% |