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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,300,426 | $202,342+542.7% | $172,753+652.8% | $152,909+750.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.90% | 1029.88%-1003.0pp | 803.00%-776.1pp | 345.46%-318.6pp |
| Employer contribution / active EE | $20,945 | $5,857+257.6% | $5,144+307.2% | $4,764+339.7% |
| Participant deferral / active EE | $13,575 | $5,948+128.2% | $5,198+161.2% | $5,851+132.0% |
| Admin fee / account holder | $49,912 | $17,112+191.7% | $13,956+257.7% | $11,601+330.3% |