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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,922 | $172,111+9.8% | $150,298+25.7% | $137,256+37.6% |
| Participation rate | 81.8% | 81.7%+0.1pp | 77.8%+4.1pp | 80.0%+1.9pp |
| Annual return | 7.92% | 69.37%-61.5pp | 62.79%-54.9pp | 220.34%-212.4pp |
| Employer contribution / active EE | $431 | $4,636-90.7% | $4,154-89.6% | $4,156-89.6% |
| Participant deferral / active EE | $7,542 | $6,166+22.3% | $5,453+38.3% | $6,407+17.7% |
| Admin fee / account holder | $7,058 | $16,471-57.2% | $14,116-50.0% | $12,270-42.5% |