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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,922 | $227,399-16.9% | $189,758-0.4% | $198,609-4.9% |
| Participation rate | 81.8% | 84.0%-2.2pp | 79.8%+2.0pp | 82.4%-0.6pp |
| Annual return | 7.92% | 61.03%-53.1pp | 52.62%-44.7pp | 202.70%-194.8pp |
| Employer contribution / active EE | $431 | $5,526-92.2% | $4,767-91.0% | $5,055-91.5% |
| Participant deferral / active EE | $7,542 | $6,837+10.3% | $5,856+28.8% | $6,977+8.1% |
| Admin fee / account holder | $7,058 | $25,162-72.0% | $20,388-65.4% | $19,030-62.9% |