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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,897 | $67,602+7.8% | $82,312-11.4% | $70,126+4.0% |
| Participation rate | 61.4% | 72.8%-11.3pp | 76.9%-15.4pp | 69.5%-8.1pp |
| Annual return | 18.10% | 21.57%-3.5pp | 25.88%-7.8pp | 73.15%-55.0pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,845 | $2,987-38.2% | $3,706-50.2% | $3,332-44.6% |
| Admin fee / account holder | $6,434 | $4,512+42.6% | $5,608+14.7% | $4,645+38.5% |