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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,181 | $60,349+1.4% | $74,184-17.5% | $62,881-2.7% |
| Participation rate | 67.1% | 72.7%-5.7pp | 76.6%-9.6pp | 69.3%-2.2pp |
| Annual return | 8.46% | 21.38%-12.9pp | 17.74%-9.3pp | 20.14%-11.7pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,239 | $2,856-21.6% | $3,550-36.9% | $3,203-30.1% |
| Admin fee / account holder | $1,850 | $4,261-56.6% | $5,586-66.9% | $4,296-56.9% |