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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,480 | $99,341-79.4% | $84,750-75.8% | $273,965-92.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -4.83% | 22.93%-27.8pp | 22.78%-27.6pp | 41.45%-46.3pp |
| Employer contribution / active EE | $8,916 | $4,214+111.6% | $3,574+149.4% | $4,869+83.1% |
| Participant deferral / active EE | $2,903 | $4,269-32.0% | $3,712-21.8% | $5,287-45.1% |
| Admin fee / account holder | $4,028 | $6,644-39.4% | $5,332-24.5% | $10,132-60.2% |