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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,533 | $106,280-55.3% | $96,538-50.8% | $139,487-65.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 18.61% | 38.48%-19.9pp | 35.74%-17.1pp | 373.84%-355.2pp |
| Employer contribution / active EE | $5,232 | $4,107+27.4% | $3,740+39.9% | $4,755+10.0% |
| Participant deferral / active EE | $1,932 | $5,457-64.6% | $4,880-60.4% | $6,713-71.2% |
| Admin fee / account holder | $450 | $7,888-94.3% | $6,737-93.3% | $11,407-96.1% |