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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,061 | $78,423+11.0% | $95,964-9.3% | $79,856+9.0% |
| Participation rate | 96.4% | 73.5%+22.9pp | 77.1%+19.3pp | 69.6%+26.8pp |
| Annual return | 7.95% | 19.37%-11.4pp | 91.64%-83.7pp | 31.71%-23.8pp |
| Employer contribution / active EE | $2,935 | $1,945+50.9% | $2,541+15.5% | $2,471+18.8% |
| Participant deferral / active EE | $3,875 | $3,440+12.6% | $4,167-7.0% | $3,741+3.6% |
| Admin fee / account holder | $12,117 | $5,622+115.5% | $6,797+78.3% | $5,306+128.3% |