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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,406 | $86,288+8.2% | $111,306-16.1% | $85,851+8.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 7.34% | 19.99%-12.6pp | 54.67%-47.3pp | 318.63%-311.3pp |
| Employer contribution / active EE | $2,992 | $2,044+46.4% | $2,732+9.5% | $2,565+16.6% |
| Participant deferral / active EE | $3,949 | $3,641+8.5% | $4,488-12.0% | $3,952-0.1% |
| Admin fee / account holder | $3,557 | $8,189-56.6% | $7,966-55.3% | $6,261-43.2% |