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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,791 | $111,535+180.4% | $105,223+197.3% | $137,256+127.9% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 80.0%+5.8pp |
| Annual return | 9.51% | 237.85%-228.3pp | 180.65%-171.1pp | 220.34%-210.8pp |
| Employer contribution / active EE | $7,481 | $3,939+89.9% | $3,689+102.8% | $4,156+80.0% |
| Participant deferral / active EE | $3,029 | $5,500-44.9% | $5,072-40.3% | $6,407-52.7% |
| Admin fee / account holder | $1,440 | $9,721-85.2% | $8,859-83.7% | $12,270-88.3% |