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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,791 | $171,492+82.4% | $150,734+107.5% | $198,609+57.5% |
| Participation rate | 85.7% | 81.4%+4.3pp | 78.4%+7.3pp | 82.4%+3.3pp |
| Annual return | 9.51% | 804.70%-795.2pp | 600.81%-591.3pp | 202.70%-193.2pp |
| Employer contribution / active EE | $7,481 | $5,470+36.8% | $4,918+52.1% | $5,055+48.0% |
| Participant deferral / active EE | $3,029 | $6,259-51.6% | $5,610-46.0% | $6,977-56.6% |
| Admin fee / account holder | $1,440 | $17,628-91.8% | $14,905-90.3% | $19,030-92.4% |