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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,426 | $73,988-72.4% | $96,538-78.8% | $75,177-72.8% |
| Participation rate | 92.4% | 66.4%+26.0pp | 74.3%+18.1pp | 67.2%+25.2pp |
| Annual return | 9.98% | 26.73%-16.7pp | 35.74%-25.8pp | 160.75%-150.8pp |
| Employer contribution / active EE | $2,174 | $2,930-25.8% | $3,740-41.9% | $2,671-18.6% |
| Participant deferral / active EE | $1,716 | $3,660-53.1% | $4,880-64.8% | $4,126-58.4% |
| Admin fee / account holder | $1,699 | $5,220-67.5% | $6,737-74.8% | $5,651-69.9% |