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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,321 | $64,729-73.2% | $112,263-84.6% | $68,490-74.7% |
| Participation rate | 88.9% | 67.2%+21.7pp | 75.1%+13.8pp | 67.9%+21.0pp |
| Annual return | -21.66% | -11.40%-10.3pp | 27.49%-49.2pp | -7.85%-13.8pp |
| Employer contribution / active EE | $4,691 | $2,746+70.8% | $3,636+29.0% | $2,597+80.6% |
| Participant deferral / active EE | $1,559 | $3,566-56.3% | $4,729-67.0% | $4,028-61.3% |
| Admin fee / account holder | $2,140 | $5,222-59.0% | $6,410-66.6% | $5,403-60.4% |