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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,596 | $72,273-78.4% | $101,275-84.6% | $79,856-80.5% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 21.13% | 22.30%-1.2pp | 46.48%-25.3pp | 31.71%-10.6pp |
| Employer contribution / active EE | $3,474 | $2,691+29.1% | $3,660-5.1% | $2,471+40.6% |
| Participant deferral / active EE | $978 | $3,282-70.2% | $4,371-77.6% | $3,741-73.9% |
| Admin fee / account holder | $780 | $4,401-82.3% | $5,948-86.9% | $5,306-85.3% |