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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,650 | $83,908+358.4% | $68,509+461.5% | $125,389+206.8% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | 1.51% | 14.48%-13.0pp | 8.27%-6.8pp | 282.24%-280.7pp |
| Employer contribution / active EE | $9,946 | $3,031+228.1% | $2,278+336.6% | $4,866+104.4% |
| Participant deferral / active EE | $3,893 | $4,125-5.6% | $3,382+15.1% | $5,352-27.2% |
| Admin fee / account holder | $7,327 | $8,982-18.4% | $5,275+38.9% | $9,541-23.2% |