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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $570,309 | $127,790+346.3% | $106,555+435.2% | $167,536+240.4% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 7.61% | 33.88%-26.3pp | 26.80%-19.2pp | 478.82%-471.2pp |
| Employer contribution / active EE | $10,452 | $3,428+204.9% | $2,819+270.7% | $4,839+116.0% |
| Participant deferral / active EE | $4,109 | $5,088-19.2% | $4,399-6.6% | $6,342-35.2% |
| Admin fee / account holder | $64,515 | $11,229+474.5% | $7,408+770.9% | $12,315+423.9% |