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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,660 | $109,863+196.4% | $98,477+230.7% | $167,518+94.4% |
| Participation rate | 83.3% | 75.8%+7.5pp | 73.3%+10.0pp | 82.1%+1.2pp |
| Annual return | 13.21% | 1958.09%-1944.9pp | 1493.59%-1480.4pp | 478.71%-465.5pp |
| Employer contribution / active EE | $7,917 | $3,225+145.5% | $2,961+167.4% | $4,838+63.6% |
| Participant deferral / active EE | $7,185 | $4,673+53.7% | $4,276+68.0% | $6,342+13.3% |
| Admin fee / account holder | $2,583 | $6,755-61.8% | $5,951-56.6% | $12,312-79.0% |