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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,098 | $96,678+194.9% | $86,640+229.1% | $139,466+104.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.43% | 106.69%-91.3pp | 592.52%-577.1pp | 373.66%-358.2pp |
| Employer contribution / active EE | $7,526 | $3,265+130.5% | $3,024+148.9% | $4,754+58.3% |
| Participant deferral / active EE | $7,393 | $4,837+52.9% | $4,438+66.6% | $6,712+10.1% |
| Admin fee / account holder | $1,912 | $6,410-70.2% | $5,616-66.0% | $11,409-83.2% |