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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,182 | $162,821-61.8% | $133,978-53.6% | $158,982-60.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 10.53% | 41.95%-31.4pp | 45.10%-34.6pp | 302.99%-292.5pp |
| Employer contribution / active EE | $1,766 | $4,976-64.5% | $3,919-54.9% | $4,763-62.9% |
| Participant deferral / active EE | $0 | $5,910-100.0% | $5,047-100.0% | $5,983-100.0% |
| Admin fee / account holder | $2,022 | $11,742-82.8% | $8,930-77.4% | $11,252-82.0% |