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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,206 | $176,794-76.1% | $146,647-71.2% | $167,553-74.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 9.52% | 24.04%-14.5pp | 22.75%-13.2pp | 478.89%-469.4pp |
| Employer contribution / active EE | $2,371 | $5,161-54.1% | $4,137-42.7% | $4,840-51.0% |
| Participant deferral / active EE | $1,502 | $6,440-76.7% | $5,506-72.7% | $6,343-76.3% |
| Admin fee / account holder | $29,204 | $13,262+120.2% | $10,281+184.1% | $12,316+137.1% |