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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,520 | $109,863-4.0% | $98,477+7.2% | $167,518-37.0% |
| Participation rate | 91.7% | 75.8%+15.8pp | 73.3%+18.3pp | 82.1%+9.6pp |
| Annual return | 13.86% | 1958.09%-1944.2pp | 1493.59%-1479.7pp | 478.71%-464.9pp |
| Employer contribution / active EE | $5,229 | $3,225+62.1% | $2,961+76.6% | $4,838+8.1% |
| Participant deferral / active EE | $4,299 | $4,673-8.0% | $4,276+0.5% | $6,342-32.2% |
| Admin fee / account holder | $2,231 | $6,755-67.0% | $5,951-62.5% | $12,312-81.9% |