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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,520 | $109,872-4.0% | $98,483+7.1% | $167,536-37.0% |
| Participation rate | 91.7% | 75.8%+15.8pp | 73.3%+18.3pp | 82.1%+9.6pp |
| Annual return | 13.86% | 1959.31%-1945.5pp | 1494.38%-1480.5pp | 478.82%-465.0pp |
| Employer contribution / active EE | $5,229 | $3,225+62.1% | $2,961+76.6% | $4,839+8.1% |
| Participant deferral / active EE | $4,299 | $4,673-8.0% | $4,276+0.5% | $6,342-32.2% |
| Admin fee / account holder | $2,231 | $6,757-67.0% | $5,953-62.5% | $12,315-81.9% |