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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,831 | $103,008-26.4% | $90,304-16.0% | $152,897-50.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 21.69% | 95.22%-73.5pp | 78.13%-56.4pp | 345.43%-323.7pp |
| Employer contribution / active EE | $1,872 | $3,139-40.4% | $2,855-34.4% | $4,764-60.7% |
| Participant deferral / active EE | $2,523 | $4,281-41.1% | $3,885-35.1% | $5,851-56.9% |
| Admin fee / account holder | $471 | $6,175-92.4% | $5,354-91.2% | $11,599-95.9% |