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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,782 | $99,345-70.0% | $84,753-64.9% | $273,972-89.1% |
| Participation rate | 77.8% | 80.7%-2.9pp | 76.6%+1.2pp | 83.0%-5.2pp |
| Annual return | -2.45% | 22.93%-25.4pp | 22.78%-25.2pp | 41.46%-43.9pp |
| Employer contribution / active EE | $919 | $4,214-78.2% | $3,574-74.3% | $4,869-81.1% |
| Participant deferral / active EE | $613 | $4,270-85.6% | $3,712-83.5% | $5,287-88.4% |
| Admin fee / account holder | $6,432 | $6,645-3.2% | $5,333+20.6% | $10,133-36.5% |