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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,574 | $133,998-54.0% | $112,263-45.2% | $134,545-54.2% |
| Participation rate | 70.0% | 78.6%-8.6pp | 75.1%-5.1pp | 81.2%-11.2pp |
| Annual return | -6.30% | 47.17%-53.5pp | 27.49%-33.8pp | 418.37%-424.7pp |
| Employer contribution / active EE | $8,577 | $4,040+112.3% | $3,636+135.9% | $4,742+80.9% |
| Participant deferral / active EE | $2,566 | $5,292-51.5% | $4,729-45.7% | $6,401-59.9% |
| Admin fee / account holder | $336 | $7,493-95.5% | $6,410-94.8% | $11,431-97.1% |